:root{
  --ink:#18212f;
  --muted:#627084;
  --soft:#f4f7fb;
  --paper:#ffffff;
  --line:#dde5ef;
  --brand:#1f6f78;
  --brand-dark:#15545c;
  --brand-light:#e6f4f5;
  --accent:#f59e0b;
  --ok:#15803d;
  --danger:#b91c1c;
  --shadow:0 18px 55px rgba(24,33,47,.11);
  --radius:18px;
  --sans:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff;line-height:1.6;font-size:16px}a{color:inherit}img{display:block;max-width:100%;height:auto}.skip-link{position:absolute;left:-999px;top:8px;background:#fff;color:#000;padding:10px 14px;z-index:999}.skip-link:focus{left:8px}.notice{background:#101827;color:#fff;font-size:13px;padding:10px 20px}.notice .wrap{max-width:1180px;margin:auto;display:flex;gap:12px;align-items:center;justify-content:space-between;flex-wrap:wrap}.notice strong{color:#fff}.notice a{text-decoration:underline}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.header-inner{max-width:1180px;margin:0 auto;padding:16px 20px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:42px;height:42px;border-radius:12px;background:linear-gradient(145deg,var(--brand),#4aa3ad);display:grid;place-items:center;box-shadow:0 10px 24px rgba(31,111,120,.2)}.brand-mark svg{width:27px;height:27px}.brand-name{font-size:20px;font-weight:800;letter-spacing:-.02em}.brand-sub{font-size:11px;line-height:1.1;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.08em}nav{display:flex;gap:20px;align-items:center}nav a{font-size:14px;text-decoration:none;color:#334155;font-weight:650}nav a:hover{color:var(--brand)}.nav-cta{background:var(--brand);color:#fff!important;padding:10px 14px;border-radius:999px;box-shadow:0 10px 22px rgba(31,111,120,.18)}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 10px;font-weight:800}.hero{background:radial-gradient(circle at 80% 10%, #dff7f7 0%, transparent 28%),linear-gradient(180deg,#f6fbfc 0%,#fff 84%);border-bottom:1px solid var(--line)}.hero-inner{max-width:1180px;margin:0 auto;padding:68px 20px 54px;display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:9px;background:var(--brand-light);color:var(--brand-dark);font-size:13px;font-weight:800;padding:8px 12px;border-radius:999px;margin-bottom:20px}.eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--ok)}h1{font-size:clamp(34px,5vw,58px);line-height:1.04;margin:0 0 18px;letter-spacing:-.045em}.lead{font-size:19px;color:#405066;max-width:680px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:13px 18px;border-radius:999px;font-weight:800;text-decoration:none;border:1px solid transparent;cursor:pointer}.btn-primary{background:var(--brand);color:#fff;box-shadow:0 14px 28px rgba(31,111,120,.22)}.btn-primary:hover{background:var(--brand-dark)}.btn-secondary{background:#fff;color:var(--ink);border-color:var(--line)}.btn-secondary:hover{border-color:var(--brand);color:var(--brand)}.compliance-note{margin-top:18px;font-size:13px;color:var(--muted);max-width:720px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px}.hero-card img{border-radius:14px;background:var(--soft);border:1px solid var(--line)}.hero-checks{display:grid;gap:10px;margin-top:18px}.check-row{display:flex;gap:10px;align-items:flex-start;color:#334155;font-size:15px}.check{flex:0 0 22px;width:22px;height:22px;border-radius:50%;background:#dcfce7;color:#166534;display:grid;place-items:center;font-size:13px;font-weight:900}.section{padding:64px 20px}.section-soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.container{max-width:1180px;margin:0 auto}.section-head{max-width:780px;margin-bottom:28px}.section-kicker{font-size:13px;font-weight:900;color:var(--brand);text-transform:uppercase;letter-spacing:.12em;margin-bottom:8px}.section h2{font-size:clamp(28px,3.5vw,42px);line-height:1.12;margin:0 0 12px;letter-spacing:-.035em}.section-desc{color:var(--muted);font-size:18px}.grid{display:grid;gap:20px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 10px 28px rgba(15,23,42,.05)}.card-img{border-radius:14px;margin-bottom:18px;border:1px solid var(--line);background:#f8fafc}.card h3{font-size:21px;line-height:1.2;margin:0 0 10px}.card p{color:#556274;margin:0 0 14px}.card a.read{font-weight:850;color:var(--brand);text-decoration:none}.mini-icon{width:42px;height:42px;border-radius:12px;background:var(--brand-light);display:grid;place-items:center;margin-bottom:14px;color:var(--brand);font-size:22px}.steps{counter-reset:step}.step{position:relative;padding-left:64px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:22px;width:42px;height:42px;border-radius:14px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:900}.disclosure-box{background:#fff7ed;border:1px solid #fed7aa;border-radius:16px;padding:18px 20px;color:#7c2d12}.disclosure-box strong{color:#7c2d12}.form-wrap{display:grid;grid-template-columns:.92fr 1.08fr;gap:24px;align-items:start}.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}.form-card form{display:grid;gap:14px}.field label{display:block;font-size:13px;font-weight:800;color:#334155;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd5e1;border-radius:12px;padding:13px 14px;font:inherit;background:#fff;color:var(--ink)}.field textarea{min-height:110px;resize:vertical}.consent{font-size:12px;color:#596579;line-height:1.45;display:flex;gap:10px}.consent input{margin-top:3px}.fineprint{font-size:12px;color:#667085}.page-hero{background:linear-gradient(180deg,#f6fbfc,#fff);border-bottom:1px solid var(--line);padding:48px 20px}.page-hero .container{max-width:980px}.page-hero h1{font-size:clamp(32px,4vw,48px)}.content{max-width:920px;margin:0 auto}.content h2{font-size:28px;margin-top:34px}.content h3{font-size:22px;margin-top:26px}.content p,.content li{color:#445066}.content ul{padding-left:20px}.content table{width:100%;border-collapse:collapse;margin:20px 0;background:#fff}.content th,.content td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.content th{background:var(--soft)}.alert{border-left:5px solid var(--brand);background:var(--brand-light);padding:16px 18px;border-radius:12px;margin:20px 0}.footer{background:#101827;color:#cbd5e1;padding:42px 20px 24px}.footer .container{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}.footer h3,.footer h4{color:#fff;margin-top:0}.footer a{color:#e2e8f0}.footer-links{display:grid;gap:9px;font-size:14px}.footer-disclaimer{max-width:1180px;margin:24px auto 0;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:12px;color:#94a3b8}.sticky-cta{display:none}.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.badge{font-size:12px;font-weight:900;letter-spacing:.06em;text-transform:uppercase;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 10px;color:#475569}.accordion{display:grid;gap:10px}.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}.faq-item summary{font-weight:850;cursor:pointer;padding:16px 18px}.faq-item p{padding:0 18px 18px;margin:0;color:#526072}.two-col{columns:2;column-gap:34px}.logo-img{width:210px;height:auto}.center{text-align:center}.pill-list{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 12px;color:#475569;font-size:14px;font-weight:750}@media(max-width:920px){.hero-inner,.form-wrap,.footer .container{grid-template-columns:1fr}.grid-3,.grid-2{grid-template-columns:1fr}nav{display:none}.menu-btn{display:inline-flex}.site-header.open nav{position:absolute;display:grid;left:20px;right:20px;top:72px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:var(--shadow)}.hero-inner{padding-top:42px}.sticky-cta{display:block;position:fixed;left:14px;right:14px;bottom:14px;z-index:80}.sticky-cta .btn{width:100%;box-shadow:0 16px 38px rgba(31,111,120,.32)}body{padding-bottom:82px}.two-col{columns:1}}